203K Loan General Contractor

203k General Contractor

Are you in need of a Contractor for your 203k home renovation loan? We can help!

We have extensive experience working with the requirements of a Full Standard FHA 203k Loan. Extra hurdles have a habit of derailing less experienced contractors, but we know firsthand what the FHA program requires. You can rest easy knowing that your project will be handled by a contractor who can navigate the red tape and keep your project running on time and on budget.

What is an FHA 203k Rehab Loan?

In simple terms, the 203k loan - also known as a Rehab Loan or FHA Construction loan - is a type of home improvement loan program that helps you buy or make needed repairs to a home with one single mortgage that's been damaged or is in need of rehabilitation (a fixer-upper).

Even though the 203k includes more hurdles than a standard mortgage loan, it can be an excellent tool for buying a home that has potential, or for making needed repairs or performing upgrades to your current home.

Read more about the benefits of an FHA 203k loan here.

Finding a General Contractor for your 203k Rehab Project

Once you've been approved for a 203k rehab loan, you will need to identify contractors who can do the work. It's best to work with a contractor who has experience with 203k loan rehab projects.

Call on Zillweger for your 203k Rehab loan first. Here's why:

Licensed & Insured

A 203k lender requires a licensed and insured contractor to do your home repairs. Pennsylvania law does not require licensing or registration for commercial contractors. However, contractors must have a Home Improvement Contractor (HIC) License if engaged in the construction, addition, remodeling, or repair to any building used as a residence and follow specific state guidelines.

Beware of contractors that claim they are 203k Certified, Preferred, or Prequalified. The FHA doesn't offer any such certifications or distinctions!

Experienced

203k home renovation loans are a bit more complicated than regular loans. Paperwork has to be filed properly and things have to be done in a specific way in order to avoid complications. The safest way to make sure your renovations comply with the loan program is to go with Zillweger.

As an experienced FHA 203k contractor, all the red tape and compliance requirements are old hat to us, which allows you to stay focused on your exciting renovation project.

On Schedule & On Budget

Inexperienced FHA 203k contractors can cause your renovation project's schedule and budget to balloon out of control. Our ability to manage the details and plan everything properly means your project stays on schedule and on budget, making the entire process smooth and trouble-free for you and your family.

Contact Us for your 203K Bid

Fill out the form below for a free quote and we will get back to you with details as soon as we can. If you need immediate assistance, feel free to give us a call at 724-443-0413! We look forward to hearing from you!

Thank you for your interest in Zillweger Contracting.

Please fill out the following form and we will contact you shortly*. We look forward to connecting with you soon!

*We do not give estimates over the phone or online. Meeting with you, examining your home, and understanding your specific needs is the best way to develop an accurate estimate for your home project.

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